Affordable PCP deals are opening up the prospect of new car ownership to a wider range of buyers than ever before, with deals starting from less than £100 per month.
Does your budget stretch a little further? Here are deals for around £200 or less
Here are the best PCP deals we could find for around £100 per month, with a deposit of 15% of the car's value, a three-year deal and a 10,000-mile annual limit, along with the manufacturer's finance discount allowance.
The car: Dacia Sandero 1.2 16V 75 Ambiance 5dr
The monthly cost: £93
The deal: Three years PCP finance with 7.9% APR. including £750 finance deposit allowance
The verdict: It's a step up from the no-frills Access model, as Ambiance adds body-coloured bumpers, USB and Bluetooth connectivity and a step up in interior trim pieces. It's no luxury supermini - it's a Sandero, after all - but it's one of the cheapest out there.
The car: Fiat Panda 1.2 Pop 5dr
The monthly cost: £108
The deal: Three years PCP finance with 5.4% APR, with £0 finance deposit allowance
The verdict: The Panda stretches the 'around £100' budget without going over £100, is spacious and handles well, with a strong range of engines to boot. At speed it's a little unsettled, and you've only got the 1.2-litre petrol to choose from, but it's one of our highest rated cars on the £100 list.
The car: Kia Picanto 1.0 65 1 Air 5dr
The monthly cost: £97
The deal: Three years PCP finance with 4.9% APR
The verdict: We like the Picanto; in fact, it's one of the better city car offerings out there. In entry-level 1 Air trim, it keeps things simple, but the Picanto's charm and mix of capability and value won't leave you feeling short-changed for your £97 per month.
The car: Skoda Fabia 1.0 MPI 60 S 5dr
The monthly cost: £101
The deal: Three years PCP finance with 2.9% APR, including £1500 finance deposit allowance
The verdict: It's another car in base spec, but the Fabia has an attractive interior from bottom-spec cars upwards, so you won't be forced to endure a spartan supermini by any means; in fact, it's neatly packaged and dynamically very well rounded.
The car: Dacia Logan 1.2 16V 75 Access 5dr
The monthly cost: £106
The deal: Three years PCP finance with 47.9% APR, including £500 finance deposit allowance
The verdict: Yes, another Dacia; this time it's the Logan estate. Unlike the Sandero above, the £106-per-month Logan is in base Access trim, which means it's as no-frills as no-frills gets. In terms of space for your money, few cars provide more than the Logan.
The car: Suzuki Celerio 1.0 SZ2 5dr
The monthly cost: £107
The deal: Three years PCP finance with 6.9% APR
The verdict: Few car makers offer greater value for money than Suzuki, especially with the Celerio. It's available for £107 per month, and in addition to the decent amount of space on offer, the Celerio actually offers a level of handling prowess, as Suzukis so often do.
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Please stop putting rubbish
Don't forget
xxxx wrote:
You get hand back charges when you buy and part-ex cars with your own money too. They're called 'getting less for your trade-in' if you've not looked after your own car.
like with like please
It needs mentioning in the article. And I've never been charged dealer rates for repairs that I would normal wear and tear 'fixes' like stone chips, minor marks etc. Oh and I've never paid for a £100 valet before selling cars PRIVATLEY or trading one in which a lot of PCP companies do, and don't get me started on their admin charges
Sounds like you've been
Don't do it